A volatile bond market and government-introduced changes could trigger mortgage rates to increase in the coming months.

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The TD and RBC hikes have been relatively modest — 15 to 30 basis points — but do result in an increase in monthly mortgage costs. Variable rate mortgage holders, as well as new buyers, will see things change. Nearly 1 million Canadians could struggle with even a slight rise in interest rates.

Mortgage calculators can help Canadians get a handle on the impact of these increases. Some Canadian real estate markets could be in for a massive correction.

Interest Rates and Returns - Mortgages | National Bank

This can often be done for 60 to days. We do think that rates are going to continue to push up.

Here’s how much mortgage payments will go up as banks hike rates | yzyjifoh.web.fc2.com

And like anything else, shop around for a rate. Go to your home bank, ask your friends for mortgage broker referrals, and look online in order to find the best rate possible.

Should you rent or buy? This real estate calculator will help you decide.

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